@UpgradeCredit This bank has been an absolute nightmare to deal with! You suspended my account simply because I made a wire transfer. Your team even called me to verify my wire transfer details, confirmed everything, and STILL went ahead and froze my account. Every time I call, I get the same
Get 24/7 fraud monitoring and set real-time alerts View balances, make payments, and manage your PIN Add your card to your mobile wallet for fast, secure payments. Set up Autopay to make sure you never miss a payment and avoid late penalties Adjust your payment date to the day of the month that ' s best for you* Make additional payments with no prepayment penalties Sign in.
Products
Credit CardsGet 24/7 fraud monitoring and set real-time alerts View balances, make payments, and manage your PIN Add your card to your mobile wallet for fast, secure payments.
Upgrade OneCard Essentials is a cash back rewards credit card that earns unlimited 3% cash back on everyday spending categories: gas, groceries, streaming and monthly subscriptions, and utilities. You earn 1% cash back on every purchase, with no caps and no limits. There’s no annual fee and you can use it anywhere Visa® is accepted. Source ↗
Auto Loan FinancingSet up Autopay to make sure you never miss a payment and avoid late penalties Adjust your payment date to the day of the month that ' s best for you* Make additional payments with no prepayment penalties Sign in.
Auto RefinancingTo qualify, your car must be: 10 years old or newer A personal use automobile Under 130,000 miles (or 150,000 for trucks) Upgrade auto refinancing currently not available for RVs, motorcycles, commercial vehicles, or salvaged vehicles. And your current auto loan much have: At least 3 monthly payments made An outstanding balance greater than $5,000.
Rewards Checking PreferredNo monthly maintenance fees It ' s quick, easy, and free to open an account.
Buy Now, Pay Later with Flex PayFeel good about what you buy and how you pay for it.
Premier SavingsHigh-yield savings account with no monthly maintenance fees Secure, 24/7 mobile access to your account.
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Bevy upgrade
@UpgradeCredit I got a call my payment for December was 4days over due. That U were cutting my credit from $1000 - $500 & charging my card late fee $29 for missing payment in October. No balance on card 10/01 made a $120 payment on 12/15 & on 12/19was charged alate fee card1020
Quick response and positive actions. The service is second to none Words cannot express how easy they have made the process! This company products are user friendly covering the whole spectrum of loan and money options. I would recommend their services to all of my friends and family.
Had a wonderful experience they made it very easy and quick to get the loan I needed. Will definitely use upgrade again in the future. Thank you very much for making this very easy and hassle-free. Will be doing business with you again.
Very pleased with the amount of time it took to apply and receive my loan. I thought that qualifying for a loan would be more difficult but Upgrade made it easy. I would definitely refer Upgrade to friends and family.
I was approved for my loan in September 2022. I received funds the next day in my bank account. The majority of my loan was to pay off a loan (70%). I was told those funds from my loan company were returned to Upgrade and I would received them in my bank account to pay off the loan myself, which was fine. This took almost 8 weeks, several phone calls to Upgrade and several emails. During this time, payments were deducted from my bank account although I still didn't have 70% of my funds! I am very disappointed with the customer service since I was told with every phone call that the funds would be in my account in 1 to 4 days! I was told this 3 times over a 6 week period. It wasn't until I threatened to stop payments on the loan that I then received my funds! Finally, in the second week of November I received the funds!!! Certainly not a way a company should do business!
This process was simplicity in action. Answer few questions, fill in couple blanks and submit. Response within minutes money in hand within 2 working days. Would highly recommend to anyone. Have borrowed for over forty years, never has the process been this easy. Rates are as good as most any financial institution. All the reward without the hassle.
I've been dealing with Upgrade for almost a year now and I have to say the process is fast and simple zero headaches. Definitely will continue and recommend others about you guys. I recently took out a second loan thinking it would be a problem but got accepted. Thank you for being reliable
I was happy to have been given such a generous credit card limit, and then disappointed when the amount was reduced based on information that had been on my credit report for a long time. I am thankful that I was able to get a personal loan so that I could pay down my credit card and have lower monthly payments and interest.
I have to say that I am very impressed with the way Upgrade handled my loan process. It was easy to apply, there were no hoops or issues to get through. I was kept informed of the process, and the loan went through quickly. Thank you.
Awesome experience with no problems at all, wonderful company. Thanks, would definitely invite others to check it out and see for themselves and I am positive that they too would recommend their friends as well. Once again, thank you for a wonderful opportunity, looking forward for great things to come forth in the future. As a customer, I am saying yes to anyone whom wants to apply, you will not be disappointed.
I am so thankful for the help that was given to me. Now I can breathe and save money where before they came into my life, I couldn't do neither I truly thank God for the way made for me. I'll never forget.
The Tech that came to see the AC unit was very detailed on our problem and on the solution. I was able to understand. He even went as far as to help me with the air filters. Informed me how often to change them.
This is my second loan using Upgrade. The application process was so easy and fast. The terms of the loan were great! I have had the other loan for a year and have had zero issues. I highly recommend this company.
If you have any other issues, please feel free to contact our Servicing department at (844) 899 -9931.
The process was quick and easy and the funds were available within a few business days. The customer service department was very helpful. I definitely would recommend using Upgrade if you're looking for a personal loan that’s quick and hassle free.
Process was fast and pretty easy. Interest rate was comparable. Only suggestion is to say the credit Union portion is mandatory. Unfortunately I thought it was optional so it delayed a few days. A call to customer service was good. Very friendly and helpful.
Customer service reps are of no help whatsoever. I’ve been calling for the past five months and to only been given the runaround. I was promised that my sign-up bonus would be credited and I have yet to receive anything. I’ve spent numerous hours calling in just to waste my own time. I’ve experienced horrible service.
When I came back from my trip, I went online to see if the bonus had been deposited. It wasn't there, and I had been on the phone several times with several agents. Some of these calls had not even been registered in the computer's log. So, there are agents working for customer service that do not write what is going on during the conversations which makes it more difficult for us, customers, to refer to something that has been talked about if there is no trace of it. Fortunately, thanks to my phone I know when I called and for how many minutes. I have even talked to supervisors that promised me that my money would be processed because they understood it had been Upgrade's fault for not informing me correctly. Nothing happened. Last time (last week) another agent told me he would make my case his priority and he would send me an email yesterday. No email.
We have corrected the issue.
My brother told me about Upgrade. Initially, I was skeptical and really didn't want to bother because I thought it would be too much of a hassle, but they came through for me at a time when it was needed most. The process was very easy and I was able to do everything right from home. I would definitely recommend Upgrade to my family and friends.
The loan process was quick and easy. Upgrade personnel were friendly and knowledgeable. There was a small hiccup due to my bank merging with another, and they called me to help get the issue resolved. I did not have to call them.
I was in need of an emergency surgery out of nowhere and UpGrade solved my problems in less than 24 hours. I have an auto-pay set up to repay the loan, I u defat d it will help my credit and they literally saved my life. THANK YOU!
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Hi yall, I was offered a loan from the Experian app through UpGrade, the loan is for $16k at @ 31%. I have about $6500 in credit debt I want to pay off ...
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Run far away from Upgrade. They agreed to provide me with a loan of a $14,500 credit limit. However, when my credit score went up following a ...
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upgrade.com. 4.7. Excellent. TrustScore 4.5 out of 5. 61K reviews. 5-star. 4-star ... See how their reviews and ratings are sourced, scored, and moderated.
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Save you seat for the Webinar March 19th at 1pm EST
"Upgrade was the perfect fit to help us offer financing to more customers and boost our close rate." Bryan Kemp, VP of Sales at Zintex Remodeling Group. He didn't just want more leads—he wanted better ones Want to learn more about their 8-point close rate jump?
Register
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Built For Contractors, By People Who Get It
"Upgrade is the company you want." That's Brian Gottlieb, Founder of Tundraland Home Improvement, on why he recommends Upgrade to contractors. He points to three things: they understand the industry, they know the customer, and they're easy to work with.
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LinkedInUpgrade, Inc.
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Your customers ask about financing at the point of sale. Upgrade makes it simple to offer with integrations into the platforms contractors already use, and a team that's easy to work with. Hear it straight from a contractor who uses it.
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Stop Wasting Time on "Tire Kickers" 🚗💨
Stop wasting time on estimates for homeowners who can't afford the work! With "Know Before You Go" (KBYG), verify pre-approval in seconds using just their name and address. 🚗💨 Download our free Ebook today to learn more!
Download
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LinkedInUpgrade, Inc.
Original ad ↗"Controlled chaos works best for us." That’s not usually what you hear in a boardroom, but it’s how Great Lakes Credit Union launched a loan program in 14 days. In this episode of our Consumer Lending Perspectives podcast, Upgrade, Inc. CFO Jeff Bogan sat down with Great Lakes Credit Union CEO Steven Bugg to discuss the reality of modern lending: If you can't pivot, you're falling behind. Tune in to hear about: ✅ The 14-Day Blueprint: How GLCU moved from concept to capital in two weeks ✅ Managing "Controlled Chaos": Steven’s framework for decisive leadership during a crisis ✅ Operational Agility: Why the "standard" 6-month launch cycle is your biggest hidden cost 📽️ Watch the full episode: https://lnkd.in/gqe6Vh6r 🎧 Spotify: https://lnkd.in/gCTN2Qur | Apple: https://lnkd.in/g_GkZvms
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